Personal finance, simplified

Take control of every naira.

Import bank statements in seconds, see exactly where your money goes, budget smarter, and track your savings goals. Automonie is your money cockpit — on web and Android.

Bank-grade security Built for Naira Free to start
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Automonie transactions on Android
Join early

Be first in line at launch

Drop your email and WhatsApp number — we'll add you to our community for early access and updates, and tell you the moment the full launch lands. No spam.

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To import a full statement
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Web + Android, one account
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Naira-first, free to start
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Money tools in one place
256-bit TLS encryption Read-only bank access We never see your bank login Your data is never sold
Everything in one place

How each feature works

Tap any feature to see it in detail, with real screens from the app.

Track & import

Transactions

Log income and expenses, search and filter in a tap, and import a full bank statement — CSV, Excel, or PDF — that we categorise for you automatically.

Explore transactions
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Imported transactions on Automonie
Limits & alerts

Smart budgets

Set a monthly limit for any category, even your own custom ones, and get an in-app alert before you overspend.

Explore budgets
app.automonie.com/budget
Budget page on Automonie
Track your saving

Goals

Save toward what matters with live progress tracking. Set a target, log what you set aside, and watch the bar move — Automonie keeps score; your money stays yours.

Explore goals
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Goals on Automonie
Never miss one

Bills & reminders

Automonie spots your recurring bills and subscriptions and reminds you before they're due — so nothing catches you off guard.

Explore bills & reminders
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Bills and reminders on Automonie
Health & trends

Insights

Income-vs-expense charts, spending breakdowns, your money personality and cashflow trends that show you exactly where your money goes.

Explore insights
app.automonie.com/health
Financial health insights on Automonie
Money, on your terms

Built for the way you actually spend

From salary to soft-life spending, Automonie keeps every naira accounted for, so you always know where you stand.

Who it's for

Built for how Nigeria actually earns

Salary earners, traders, side-hustlers. If money comes in and goes out, Automonie keeps score.

Small business owner checking her phone at her juice stand
Business ownersTrack takings, separate business from personal, and see profit clearly.
Young professional reviewing her finances on her phone
Salary earnersImport your statement, set budgets, and make payday last the whole month.
Market trader preparing food at her stall
Daily earnersLog cash income as it comes, and turn irregular earnings into real savings.
Get going in minutes

How it works

1

Create your account

Sign up free on the web or the Android app — just your name, email, and phone.

2

Import your money moves

Scan your SMS alerts or import a full bank statement in one upload — nothing saves until you review it.

3

Budget, track, and grow

Set budgets and goals, and see exactly where your money goes each month.

Your money cockpit is one click away.

Open the web app Get the Android app
Built to be trusted

Your money data, protected

Automonie is designed so that the sensitive parts of your finances stay out of our hands in the first place.

We never see your bank login

Bank connections run through a licensed open-banking provider. You sign in directly with your bank — your credentials never touch our servers.

Read-only access

A linked bank account can only be read, never debited. Automonie cannot move money out of your bank. Disconnect any time.

Encrypted end to end

Every request is protected with 256-bit TLS encryption. Passwords are stored only as one-way salted hashes — they can't be read or recovered, even by us.

Locked to your device

Add two-step email verification, plus a PIN or fingerprint lock on Android, so your finances stay private even if someone else picks up your phone.

We don't sell your data

No advertisers, no data brokers. Your financial information is used to run the app for you, nothing else. You can export or delete it whenever you want.

Licensed partners

Any bank-data or payment services are handled by regulated Nigerian providers — so the money side is run by licensed institutions, not by us alone.

Read the detail in our Privacy Policy and Terms of Service.

Good to know

Frequently asked questions

Is Automonie free?

Yes — creating an account and using the core features is free.

Which banks can I import from?

Any Nigerian bank statement exported as CSV, Excel, or a digital (text) PDF, plus SMS transaction alerts. Scanned image PDFs aren't supported.

Is my data secure?

Traffic is encrypted (HTTPS), passwords are hashed, bank access is read-only, and you can enable email two-step verification. Card details are never stored in full.

Do the web and mobile apps share data?

Yes. One account works across both — your data stays in sync.

How do I install the Android app?

Tap “Get the Android app”, open the file, and allow installation. No Play Store needed for the beta.

Can Automonie move money out of my bank account?

No. A linked bank account is strictly read-only — Automonie can see transactions to keep your records current, and nothing more. It cannot move your money.

Can I delete my data?

Yes. You can delete your account and its data at any time from the app, and disconnect a linked bank account instantly. You can also export your transactions. See the Privacy Policy.