Cost of living in Lagos & Abuja
Pick your city and lifestyle for a starting estimate, then edit every line to match your reality. Your monthly total, worked out live.
Rough 2026 starting figures — rent especially varies enormously by area, so treat these as a frame and edit to your own numbers.
What does it cost to live in Lagos or Abuja?
There is no single number — your rent, your area and your lifestyle move the total by hundreds of thousands of naira. The calculator gives you a sensible starting point by city and lifestyle, then lets you edit every line so the total is actually yours.
Rent — the biggest lever
Rent swings the widest. A self-contained flat on the mainland is a different world from a serviced one-bed in Lekki or Maitama. It is usually the single largest line, so it is also where a move saves the most.
Food, transport & the quiet drains
Food and transport are the lines people underestimate most, followed by data and subscriptions. Individually small, together they often rival rent — which is exactly why seeing them added up is a wake-up call.
Know your number, then track against it
An estimate is a target. The real value comes from checking it against what you actually spent — that gap is where the surprises (and the savings) live. That is the job Automonie does automatically from your bank statements and alerts.
Estimate it here. Track it in Automonie.
See your true monthly cost of living from your real transactions — no manual entry. Free, on web and Android.